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Senior Regulatory Officer

About

Swan is Europe’s embedded banking specialist. We empower software companies to embed banking features like accounts, cards, and payments directly into their products, under their own brand.Swan processes over €1.5 billion in monthly transactions for more than 150 companies—like Pennylane, Indy, Agicap, Libeo, and Lucca. Founded in 2019, the company has received growth capital from leading investors such as Lakestar, Accel, Creandum, Bpifrance and Eight Roads. Swan is a principal member of Mastercard and a licensed financial institution, regulated by the French banking authority (ACPR).

Our mission

Banking belongs in business software

Many software companies already serve small businesses incredibly well: helping them send invoices, run payroll, manage inventory, and more. They’re on a mission to become the central hub for managing every aspect of business life.

But when it comes to financial workflows, there’s still a gap. Too many critical tasks like managing cash flow, tracking payments, or reconciling accounts happen outside the software, across spreadsheets, email threads, banking portals.

It’s a missed opportunity. Business software shouldn’t just record financial activity — it should run it.

Job Description

As a Senior Regulatory Officer, you will contribute to Swan’s Compliance Framework by supporting the team on regulatory topics related to banking activities. You will help ensure that business initiatives and product developments are aligned with applicable legal and regulatory requirements.

You will participate in regulatory monitoring (excluding anti-money laundering and counter-terrorist financing topics), helping to identify relevant regulatory developments and assess their potential impact on Swan’s activities.

You will work closely with the Legal and Compliance teams to support the preparation and review of partnership and supplier agreements, as well as assist in drafting and updating general and specific terms and conditions applicable to users.

In collaboration with the Risk and Product teams, you will contribute to the review of new products and features, ensuring that regulatory considerations are taken into account throughout the development process. You will also support ongoing compliance checks on existing products and help improve internal documentation and processes.

This role is well suited for someone eager to develop expertise in banking regulation, with strong analytical skills, attention to detail, and the ability to communicate clearly with different teams.

✨ Main Responsibilities

  • Advise Swan’s teams on all banking regulatory matters

  • Contribute, in close collaboration with the Legal team, to the execution and continuous improvement of partnership and supplier agreements

  • Contribute, in close collaboration with the Legal team, to the update and continuous improvement of general and specific terms and conditions applicable to users entrusting their funds and payments to Swan

  • Act as a point of contact for the Risk team in managing the deployment and continuous improvement of Swan’s products

  • Ensure the compliance of the products marketed by Swan with applicable regulatory requirements

Preferred Experience

✨ **You’re a great match if:

**

  • You are structured, detail oriented, organized and love to bring clarity and reliability in complex environments.

  • You are a strong communicator and can act as a bridge between risk, finance, product and data teams.

  • You are proactive, result-oriented, pragmatic, and thrive in a fast-growing fintech.

  • Our ideal teammate: Empathetic. Skilled. Frank. We love to challenge each other, and we leave our egos at the door.

It’s okay if you don’t tick all the boxes — don’t let imposter syndrome prevent you from applying! 🙌

Swan is committed to providing a caring work environment for all employees, regardless of age, sex, disability, sexual orientation, race, religion, or belief.

When it comes to recruitment, we’re interested in your work experience, skills, and overall personality. Because diversity makes the workplace stronger and is necessary for Swan’s success, we are intensifying efforts to incorporate concrete actions to help us improve in this area.

Recruitment Process

  • A call with our Talent Acquisition Manager, to get to know you, understand your career expectations and answer your questions

  • Hiring Manager Interview with Noelle

  • Expertise interview

  • Peer Interview

Additional Information

  • Contract Type: Full-Time
  • Location: Paris
  • Occasional remote authorized
Apply Now

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